HOW IT WORKS

The Devon 4 X 4 Centre Key card really puts you in the driving seat, offering the ideal buying solution by giving you total control of your purchases! Now you will have the key to purchase exactly what you want, when you need it, and even choose the period of time in which you repay.

Open a Key account with us today and take advantage of your purchasing power !

OPTION 1. 56 Days Interest Free Credit.

No deposit instant credit. This option allows you to make an initial purchase balance over the value of £750 with the benefit of 56 days Interest Free Credit.  You have the choice of paying the balance in full and incurring no interest
charges whatsoever, or making flexible monthly instalments. (see option 3 for details)
Once your account is opened there is no minimum purchase.

OPTION 2. Buy Now Pay Later – 6 Months Interest Free.

Buy Now Pay Later is also no deposit instant credit. This option is available on certain purchases, balances over £1000.
This option gives you the benefit of 6 months interest free credit with the choice or either paying the balance in full at the end of the 6 month period and incurring no interest charges whatsoever, or making flexible monthly instalments. (see option 3 for more details).

OPTION 3. Spread Your Payments.

The Devon 4 X 4 Centre Key card allows you to spread the cost of paying monthly instalments – WITH NO ANNUAL FEE TO PAY. If you pay the outstanding amount in full by the end of the interest free period, you pay no interest at all. If you do not want to pay in full, interest will be charged at 2.2% per month (29.8% APR, variable when paid by direct debit). That’s only £2.20 per month for every £100 of the outstanding amount.

The Devon 4 X 4 Centre Key card is available subject to status, written quotations are available upon request. Devon 4 x 4 Centre Ltd is a licensed credit broker. Please note there is a 14 day cooling off period between signing the form and despatch of goods if it is a mail order sale.

Please call and we will be more than happy to go through the application form with you. You will need to provide details of your residence and employment, pensioners and immobility also welcome. You will also be asked to provide TWO forms of identification selected from the list below.

* Cheque Guarantee card
* Major Credit Card or Current Driving License
* Passport
* Recent wage slip
* Credit card / Bank statement
* Rent book / Mortgage
* Phone / Gas / Electricity Bill

Note : at least one form of identification must carry your current address.  Any bills / Statements must therefore not be more than six weeks old.